Godly Finances? What the Heck does that Mean?

I spoke to a dear friend yesterday about her dating the love of her life. They have been through divorces, have two kids each and want to get married. He is perfect for her. They are deeply in love. Then she told me that he pays more in debt than most people because he’s climbing out of a hole he dug after his last divorce. So many people are in this same situation. I wondered suddenly how one moves on with dating, love and relationship when one is staring that kind of “problem” in the face.

Another friend of mine married quickly, got pregnant with twins, bought a new SUV and a new house and all the trimmings then realized her husband was very abusive. Now she’s stuck with crippling debt, she’s house poor, and single with three little kids to feed.

The third scenario I’ve seen, is my own. After my divorce, I had crappy credit, a depressing need for the basics… you know food, shelter, and a running car. I had a commission job and a “non-regular” income. Who would take on these burdens?


I want to take a moment to applaud all those who have made wonderful financial decision, kept themselves from the doorstep of poverty and are debt free. It takes work to stay in that place and I respect that. I also realize every situation is different.

Today, this blog is to encourage all the others out there struggling financially. I can tell you from, now, being on both sides of the fence, that there is hope. Our hope is not in some financial guru’s marketing plan, though those kind of plans can help you organize yourself. Our hope is in God. God saw when we got into the mess.

“Thou knowest my downsitting and mine uprising, thou understandest my thought afar off. Thou compassest my path and my lying down, and art acquainted [with] all my ways.” Psalms 139: 2-3

He gets you and your spending habits. There are five areas of abundance and far be it from me to forget about finances.

Like any problem, first we must recognize what “the problem” is. Recognizing the problem is 95% of solving the problem. Most of people’s financial problems do not stem from money. They stem from their thoughts about money. All decisions start with a thought and then those thoughts lead to decisions. If we can find what the problem in our thoughts, then the we change our thinking and make good decisions which leads to wisdom.

There are four steps in a bad decision and there are four steps in a good one.

During Bad Decisions                                        During Good Decisions

Desire                                                                            Decision

Decision                                                                       Desire

Dilemma                                                                      Details

Defeat                                                                           Deliverance

Bad decisions start with a strong emotional DESIRE, then we hastily make a DECISION, which sinks us into a DILEMMA, and we end up DEFEATED. Do you see how those emotions can be dangerous?


“Commit thy works unto the LORD, and thy thoughts shall be established.” Proverbs 16:3

We DECIDE to do a thing and then the emotional DESIRES become established, then God fills in the DETAILS and we see DELIVERANCE in that area of our life.

Emotions are huge motivators, but they shouldn’t be tossed around by every wind of doctrine or fancy new bauble or credit rating. Emotions can be easily manipulated by the TV, the media, a sale, a manipulative partner and emotional teenagers. What if you’re the spend-thrift, but your spouse isn’t? What if they guilt you into spending money that you don’t have? This is how a bad decision is made. Don’t be fooled, you may feel like you don’t have a choice, but you always have freewill. God, the Maker of the universe, wouldn’t overstep it so why would we allow anyone else to.

Take a stand for your freewill. Take a stand for your decisions.

If you’re in a situation that is tense ask God, what is going on here? Get quiet, contain your calm in the face of emotional outbursts.

Guilt is not of God. Envy is not of God. Confusion is not of God. We want to be imitators of God, not intimidated by the methods of the devil.

Cow Decisions-001

Good Decisions lead to God’s Wisdom

“Happy [is] the man [that] findeth wisdom, and the man [that] getteth understanding.” Proverbs 3:13

What if we don’t know you have a problem or know what it is? This is a crude example, but if the milk from a dairy cow turns purple and stinks the farmer is not going to justify it or ignore it. He’s going to fix the purple milk.

Our lives are like that too. If we are constantly stressed, or avoid paying bills because there isn’t enough money in the check book, we have purple milk. We have a problem somewhere and it needs fixing.

Tomorrow, I’m going to go over some of the types of money problems and how to fix our “purple milk”, God’s style. Till then, your homework is to sit down with God in a quiet place. Pour out your heart like water before the Lord. He won’t condemn or criticize, He longs to fix the purple milk too. Be honest and ask for His wisdom about your finances. If He shows you something in your thought process, ask Him what He would think about it instead.

God Ble$$ You Today!

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